No money: “I get really unhappy not to be able to buy clothes when I see all my friends shopping.”

"Paya" by Mimi Stuart
Live the Life you Desire

If asked to make a list of the happiest moments in their lives, most people will say that they are the times they spend with friends and family, enjoying the moment, enjoying nature, admiring a work of art, doing something for someone they love or for someone in need. They also enjoy learning, understanding, and moving their body — walking, dancing, or pursuing a sport.

None of these pursuits require money. The feeling of enjoyment that comes from learning, accomplishing something, or bringing joy to others lasts longer than simply purchasing new clothes.

There’s no denying that buying a new outfit or a new car is pleasurable, and it is nothing to be ashamed of. That pleasure, however, loses its luster very quickly. In fact, that’s why many people buy more clothes and stuff than they really need. They have to keep buying more to repeatedly get that quick fix of enjoyment, despite the fact that it fades so quickly.

Instead of focusing on those quick highs from getting something new, focus your energy on the deeper, more meaningful ways to experience happiness, and your longing to seek the short-lived gratification of purchasing more stuff will diminish.

by Alison Poulsen, Phd

Read “I’m embarrassed that I can’t afford to go out.”

“When friends ask me to go out to eat, I’m embarrassed that I can’t afford to right now.”

"One Enchanted Evening" by Mimi Stuart Live the Life you Desire

If you feel embarrassed about your financial difficulties, other people are more likely to feel embarrassed for you as well.

However, there’s nothing to feel awkward about. In this rough economy many people are in a similar situation. Remember, it used to be considered a virtue to have good judgment and to refrain from incurring unnecessary expenses. Now again, it’s becoming embarrassing to flaunt one’s money or to have a lot when others don’t.

See the movie “The Company Men” (or rent it when it comes out) and notice the attitude of Ben Affleck’s wife as she deals with their financial challenges. She employs common sense and a positive attitude, but does not hide behind false pride or shame. Pretense that “everything’s great” when it’s not and shame are what prevent real intimacy between friends.

Adopt a neutral demeanor, and simply say, “I’d love to get together. But right now, I need to be cautious with my finances. Let’s have dinner at my house. Or let’s go for a hike.”

We can have the most enjoyable times together without spending money. It’s the laughter, conversation, and sense of adventure that inspire the greatest moments with our friends.

Look at it as an opportunity to ignite ideas for some special times together that make eating out seem, well, pedestrian!

by Alison Poulsen, PhD

Read “I can’t afford to buy my kids what all their friends have.”